The reality today

Insurance brokers, captive managers, and intermediaries operate in a regulatory landscape shaped by IDD, local conduct rules, product governance, and financial crime obligations. The mapping burden is real and growing.

IDD and conduct obligations layer up

Insurance Distribution Directive requirements, local conduct rules, and product oversight obligations create overlapping expectations. Mapping them to placement and advisory processes is largely manual.

Product governance demands traceability

Product oversight and governance arrangements require evidence that target market assessments, distribution strategies, and customer outcomes are monitored — not just documented in a policy.

AML/CFT applies unevenly

AML/CFT requirements vary by jurisdiction and line of business. Some placements attract full CDD; others don’t. Relevance filtering is critical and often poorly documented.

Multiple regulatory authorities

Brokers operating across jurisdictions answer to multiple regulators with different expectations. Maintaining coherent mapping across FCA, CBI, JFSC, GFSC, and EU frameworks is a constant challenge.

Small compliance teams, big scope

Most mid-market brokers run lean compliance functions. The mapping, monitoring, and evidence work needs to be efficient — not a second full-time job.

Insurer and MGA due diligence

Capacity providers and managing general agents increasingly scrutinise broker compliance maturity. Ad hoc evidence packs waste time and create inconsistency.

How Govix changes this

Govix connects IDD, conduct, and financial crime obligations to your broking processes — making compliance visible, consistent, and defensible across jurisdictions.

IDD and conduct mapping

Map Insurance Distribution Directive requirements, local conduct rules, and product governance obligations to your placement processes, documentation standards, and monitoring controls. One defensible source of truth.

Cross-jurisdiction coherence

Manage overlapping frameworks from FCA, CBI, JFSC, GFSC, and EU authorities in one place. See where requirements align, where they diverge, and how your policies address both.

Product governance traceability

Connect product oversight obligations to target market assessments, distribution controls, and customer outcome monitoring. Evidence the full chain when regulators ask.

Broker-ready policy outputs

Generate clear, role-aligned guidance for broking teams, claims handlers, and placement specialists. Policies that communicate requirements in operational terms — not regulatory language.

Prove it in 4–8 weeks

Start with conduct, product governance, or AML/CFT. Govix delivers relevance-filtered obligations, defensible mappings, readable policies, and an audit-ready traceability pack.

Pilot delivers
  • ✓ Relevance-filtered obligations
  • ✓ Regulation → evidence mapping
  • ✓ Gaps & remediation actions
  • ✓ Readable policy outputs
  • ✓ Audit-ready traceability pack
Success metrics
  • ✓ Audit prep time reduced
  • ✓ Mapping consistency improved
  • ✓ Policy exception reduction
  • ✓ Time-to-update after changes
  • ✓ Evidence traceability improved

Compliance that keeps pace with placement

See how Govix connects regulation to the way insurance intermediaries actually operate.